HELP WITH MORTGAGE APPLICATIONS

Aug 23, 2017

Most UK mortgage lenders have now agreed to accept ‘self-serve’ copies of a person’s tax year overview which is available from HMRC online accounts, when applying for a new mortgage. This includes the SA302 printed from the CCH personal tax.

As at 22nd August 2017, HMRC have now made the necessary changes to their internal processes so that they can accept self-served copies of the tax year overview and the tax calculation from the HMRC online account. But so far, this only applies if you are arranging your mortgage through one of the following lenders:-

Mortgage providers and lenders who will accept an SA302 tax calculation:

* Aldermore
• Bank of Ireland
• Bank of Scotland
• Barclays
• Blemain Group
• Birmingham Midshires
• Britannia
• Cheltenham & Gloucester
• Cheshire Mortgage Corporation
• Clydesdale & Yorkshire Bank
• Co-operative Bank
• Coventry Building Society
• Cumberland Building Society
• Danske Bank
• Darlington Building Society
• Ecology Building Society
• Furness Building Society
• GE Money Home Lending
• Godiva Mortgages Ltd
• HSBC
• Halifax
• Halifax Bank of Scotland
• Holmesdale Building Society
• Intelligent Finance
• Jerrold Holdings
• Kensington Mortgages
• Leeds Building Society
• Lloyds Bank
• Loughborough Building Society
• Market Harborough Building Society
• Marsden Building Society
• Mortgages plc
• National Counties Building Society
• National Westminster Bank
• Nationwide Building Society
• Newcastle Building Society
• Nottingham Building Society
• Platform
• Post Office Limited
• Precise Mortgages
• Royal Bank of Scotland
• Saffron Building Society
• Santander
• Scottish Building Society
• Scottish Widows
• St Andrews Group
• TSB
• Teachers Building Society
• Tesco Bank
• Tipton & Coseley Building Society
• Together Money
• Vernon Building Society
• Virgin Money
• Wave Lending
• West Bromwich Building Society
• Woolwich

This is a tax and accounting area which currently requires expert advice so if you need help or an informal chat, please contact Lindsay.Beeston@affordbond.com at our Cheshire Accountants office in Nantwich, Wilmslow or Chester. Or if you prefer, use the contact form here on our website.

Other posts you might like:

Spring Statement 2022

The Chancellor Rishi Sunak presented his Spring Budget on 23 March 2022. In his speech he announced a cut in fuel duty for petrol and diesel as he sought to ease the impact of rising prices for households and businesses.

read more